NO FILES. NO OBLIGATION.Step 1 of 3 · Your business

What does your company do?

Start with your business. We’ll ask for your email at the end.

YOUR INFORMATION

You choose what you share

Before any data sale

We agree what records may be included and how they may be used. Information you are not entitled to share must stay out. Removing names does not cancel confidentiality agreements or make every record safe to sell.

When you ask for an assessment

NextLevel Data Broker uses your company name, email and the business details you enter to review your enquiry and contact you about an assessment. Requests are stored securely on our server. They are not published on the website, and submitting does not sign you up for marketing.

Do not enter customer identities, bank details, passwords or confidential business information. This form does not ask you to upload files.

Website tools

This website uses no advertising trackers or marketing cookies. Fonts are served from our own server. The animation can be paused and respects your reduced-motion setting.

When the team contacts you, you can ask about your enquiry, corrections or deletion by replying to them. Continuing use of records already sold is governed by the separate data agreement. Full website privacy notice

Insurance brokers & claims teams

The reasons behind your decisions could earn income

Policy wordings are easy to find. How your team weighs evidence, asks for more and explains a yes or a no is not, and AI companies want to learn from it.

See what you can share

No files to upload. No commitment to sell.

First sale of your records $50k–$500k
Then, from new records each year $25k–$250k and growing
Preliminary valuation within one week

Typical ranges, not a promise. The real amount depends on your records and the contract.

What you can share

Your closed files are full of careful decisions

Years of checks and decisions, with names, health details and policy numbers taken out.

  • Closed claims

    Claims followed from first report to settlement: evidence asked for, the handler's conclusion and what was paid or declined

    • Guidewire
    • Applied Epic
    • SharePoint
  • Applications & quotes

    What the client needed, what was asked and checked, and which insurer offered cover

    • Applied Epic
    • Salesforce CRM
    • Insurer broker portals
  • Underwriting notes

    Certificates asked for, conditions added and cases passed to someone more senior

    • Applied Epic
    • Insurer broker portals
    • Excel
  • Decision letters

    Letters explaining a yes, a partial payment or a no, with a route to appeal

    • Word
    • Applied Epic
    • Outlook
  • Complaints & second looks

    Decisions challenged, looked at again, and whether the first one stood

    • Salesforce
    • Email
    • Excel
  • Customer contact

    Follow-up questions, missing evidence chased and how each was answered

    • Email
    • Viber
    • WhatsApp

What buyers pay for

One claim, followed from first report to payment

Buyers want to see how evidence is weighed, not single documents.

  1. Report Customer reports water damage in their shop
  2. Evidence Photos and a plumber's report requested
  3. Review Handler checks the report against the policy
  4. Decision Covered, with the reason written down
  5. Outcome Paid, and the file closed

What is worth most

Decisions with reasons beat piles of policies

A guide to what buyers value, not a price list. Names, health details and policy numbers are removed first.

  • Claims followed from first report to settlement, with reasons Highest
  • Complaints with the second look and whether the decision stood Highest
  • Underwriting notes explaining a condition or a referral High
  • Decision letters, including clear declines High
  • Policy schedules, standard wordings and renewal notices Low
  • Health and injury records, suspected fraud and open claims Usually left out

Connected data

A few examples of connected records

Buyers want many kinds of linked records: any decision that can be followed across your tools, from the first question to the final outcome.

A water damage claim. A fair payment

  1. Start

    Customer claimed for water damage in their shop

    • Guidewire
    • Email
  2. Decisions

    Handler asked for photos and a plumber's report; it showed a burst pipe the policy covered

    • Viber
    • SharePoint
    • Guidewire
  3. Result

    Claim approved and paid within two weeks

    • Guidewire
    • Bank export

A risky application. A careful decision

  1. Start

    A shop applied for cover with an old electrical system

    • Insurer broker portal
    • Email
  2. Decisions

    Underwriter asked for an electrician's certificate

    • Applied Epic
    • Outlook
  3. Result

    Cover offered once the certificate arrived

    • Applied Epic
    • Insurer broker portal

A storm claim. A clear no

  1. Start

    Customer claimed for storm damage to a fence

    • Applied Epic
    • WhatsApp
  2. Decisions

    Policy covered buildings, not fences

    • Guidewire
    • SharePoint
  3. Result

    Claim declined with a clear letter and an appeal route

    • Word
    • Email
…and many more
  • Complaint → second look → decision upheld or changed
  • Application → follow-up questions → terms offered
  • Referral → senior review → condition added
  • Renewal → changed risk → new terms
  • Claim → partial payment → letter explaining why
  • Missing evidence → request → claim settled

What stays private

Customers and insurers stay protected

Names and policy numbers

Never included, and neither are addresses

Health, injury and convictions

Usually left out entirely, because small details are deeply personal

Cases that point to someone

An unusual event in a known place and time stays out

Insurer-owned files

Stay out unless the insurer agrees; we help you check

Fraud, disputes and open claims

Usually left out, so no unfinished case is affected

Your duties

Your duties to customers and the rules for your firm come first

Your records. Your choice. An AI check flags risks, people review them, and nothing is shared until you approve it.

How we protect your information

Two ways to earn

Sell your history once, then keep earning

Two separate offers. Choose one, both or neither.

Yearly income grows as you capture more First sale Yearly sales

Illustration, not a forecast. Yearly payments apply only if your contract says so.

Sell existing records
  • Years of closed files you already have
  • One claims or underwriting lead, a few hours here and there
  • A written offer: fixed price, or paid after a later sale
How selling works
Earn from new records each year

We call this Data Farming: keeping better records of work you already do, so there is more to sell each year.

Small process changes, better-set-up tools or a few extra tools that capture more mean even more money every year

  • Small process changes, e.g. pick a reason from a short list when asking for more evidence
  • Set up the tools you already use to keep more of the story
  • Add tools that capture more, free of charge if part of the agreed plan
  • No keystroke logging, nothing switched on without your approval
How Data Farming works

How it works

From first chat to offer

  1. 1

    Tell us about your firm

    Which systems you use, how far back closed files go, and what you own

  2. 2

    Preliminary valuation

    An estimate within one week, with nothing shared

  3. 3

    Scope and checks

    Insurer, privacy and rule checks, with people reviewing the results

  4. 4

    Offer and your approval

    A written offer. Nothing leaves until you approve it

An honest check

Is this right for your company?

A good fit

  • Several years of closed files
  • File notes that explain decisions
  • Claims linked to how they ended
  • Clear which files are yours, not an insurer's
  • Mostly property or business cover

Probably not yet

  • Mostly health, life or injury cover
  • Insurer agreements that forbid sharing
  • Decisions rarely written down or explained
Before you decide

Questions insurance firms ask

Insurance records are very private. Is this realistic?

Only for records that can be shared with permission and the right protections. Many will need to stay out. We tell you honestly what is possible.

Who decides what is allowed?

Your agreements and the rules that apply to you. Our review helps find possible limits, and appropriate people check before anything is shared.

Do the insurers we work with need to agree?

Sometimes. Some records may belong to the insurers. We help you check before they are included.

We have a duty to protect our customers. Does this conflict with that?

It must not. Your duties to customers and the rules that apply to your firm come first, and anything that cannot be shared within them stays out. You remain responsible for your own obligations, so we suggest involving whoever looks after compliance in your firm.

Are declined claims useful, or only approved ones?

Declined claims with clear reasons can be as useful as approved ones, because they show how policy wording is applied and explained. Names, health details and policy numbers are removed first, and you approve the scope.

LET’S FIND OUT WHAT YOU HAVE

Find out what your insurance records could be worth

Preliminary valuation within one week.

No files to upload. No commitment to sell.